Albuquerque, Rio Rancho and Santa Fe real estate and homes for sale in New Mexico, Hud Certified - Garry Bales, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email Garry Bales
Login
Go To Sitemap

Feature Properties
Albuquerque MLS
Santa Fe MLS
Joy Junction

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 505-702-3800.

Special Offers
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

Testimonials
A VERY satisfied repeat customer
"Garry is honest, loyal and committed. He is so knowledgeable about his field that we would never even consider using someone else as our agent."
Wendy Oleston
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Garry Bales is one of The Top Selling Real Estate Experts™
Find Out More >


School Reports
See the nation's top rated reports for Schools in Albuquerque, Rio Rancho and Santa Fe >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:

Welcome to Garry Bales'Albuquerque, Rio Rancho and Santa Fe Real Estate Website

Kiplinger's Ranks Albuquerque #2 City In Nation Read Article 

 

Welcome to www.NMRealEstateExperts.com, your guide to Central and Northern New Mexico real estate. Here You Can Find Valuable Information on Albuquerque Real Estate, Rio Rancho Real Estate and Santa Fe Real Estate. 

My hope is that you will utilize this site as your primary New Mexico real estate resource for the Albuquerque and Santa Fe real estate markets and that you will be as excited about New Mexico as I. There is a massive amount of information about the Albuquerque, Rio Rancho and Santa Fe areas. This site is constantly updated so please visit often and enjoy. 

As a New Mexico native, I look forward to sharing my knowledge of the Albuquerque, Rio Rancho and Santa Fe Real Estate Markets. My approach to the business of Real Estate is to provide the best personal service possible and use only the tools that work. 

Some tools that are available on this site are: Feature Properties, Albuquerque MLS, which serves for Rio Rancho as well and the Santa Fe MLS. These will provide you with the most up to date MLS information available. The local information section about individual towns, government offices, recreation, transportation, state and national parks is also very informative and ever changing.  

Most of my business is from past clients and past client referrals from both buyers and sellers with varying needs and price ranges. When I represent a client in a transaction I hold myself the the highest professional and ethical standards. I believe the first transaction with a client is the interview for every future transaction with that client. 

My Areas of Expertise: Areas I Service:
  • Single Family Homes
  • Multi Family Homes
  • Mixed Use Buildings
  • Condominiums
  • Office Condos
  • Manufactured Homes
  • Town Homes
  • Lots and Land
  • HUD Homes
  • Foreclosures
  • Short Sales
  • REO
  • Albuquerque
  • Rio Rancho
  • Santa Fe
  • Corrales
  • Bernalillo
  • Los Lunas
  • Moriarty
  • Placitas
  • East Mountains

Remember Buyer Agency is FREE! to Buyers. Please let me help. 

Sincerely,
- Garry Bales 




School Reports in Albuquerque, Rio Rancho and Santa Fe, New Mexico
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Mexico Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Albuquerque, Rio Rancho and Santa Fe 



Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?

A 
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses.
See More Real Estate Trivia >


Print This Page Send To A Friend


Garry Bales, REALTOR®, real estate agent and broker for Albuquerque, Rio Rancho and Santa Fe, New Mexico home listings, property and land for sale - NUMBER1EXPERT(tm)

Garry Bales
Buyers & Sellers Realty Inc

an Assist 2 Sell Franchise
5712 Osuna NE Suite 5
Albuquerque, NM 87109
505-702-3800
Fax: 505-830-2667
garrybales@NUMBER1EXPERT.com

When listing a home I advertise the property not myself. Working as a Buyer's Agent I tell my clients "I sell nothing...I find what you want to buy!"


Buyers & Sellers Realty Inc, Assist 2 Sell Franchise Logo

www.NMRealEstateExperts.com is brought to you by Garry Bales
NUMBER1EXPERT™ in real estate for Albuquerque, Rio Rancho and Santa Fe, New Mexico

Read Garry Bales' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.NMRealEstateExperts.com is brought to you by Garry Bales

Sitemap